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Retirement Calculator

Plan your retirement – find the savings you need (retirement corpus) and how much to invest monthly to get there.

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Educational estimate, not financial advice. Returns and inflation are assumptions.

What is the Retirement Calculator?

How much money do you need to retire comfortably? This retirement calculator grows your monthly expenses with inflation until retirement, works out the total savings (corpus) needed to cover them until the age you plan for, subtracts what your current savings will grow to, and tells you how much to invest every month to close the gap.

How to use the Retirement Calculator

  1. Enter your age, planned retirement age and life expectancy.
  2. Enter today’s monthly expenses and current savings.
  3. Adjust inflation and expected returns and read the monthly investment needed.

Why start early?

Because of compounding, someone who starts investing at 25 may need to invest less than half per month compared with someone who starts at 40 for the same retirement goal.

Frequently asked questions

What inflation should I use?

Use a long-term average; Pakistan’s long-run inflation has often been 7–10%, but it varies.

Does it include pension or EOBI?

No – subtract expected pension income from your monthly expenses.

Is this financial advice?

No, it is an educational estimate.

Is it free?

Yes.

This retirement calculator is 100% free, needs no signup and works on phones, tablets and computers. Your data is processed in your browser and never uploaded.

Last updated: · By NodifyTech