What is the Present Value Calculator?
Money in the future is worth less than money today because today’s money can earn a return. Present value (PV) tells you what a future amount – or regular future payments – is worth now, given a discount rate. Use it to compare offers, pensions, prize payouts or investments.
How to use the Present Value Calculator
- Enter the future amount (and/or the regular payment).
- Enter the annual discount rate and number of years.
- Choose how often payments happen.
Formula
PV = FV ÷ (1 + r)ⁿ; PV of annuity = PMT × [1 − (1 + r)⁻ⁿ] ÷ r
This Present Value Calculator is 100% free, needs no signup and runs privately in your browser – on phone, tablet or computer.
Last updated: · By NodifyTech