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SWP Calculator (Systematic Withdrawal Plan)

See how long your investment lasts with monthly withdrawals, or the balance left after N years, with an optional yearly increase in withdrawal.

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Enter values

What is the SWP Calculator?

A systematic withdrawal plan pays you a fixed amount every month from an invested lump sum. Enter the corpus, monthly withdrawal, expected return and (optionally) a yearly increase for inflation. The tool shows how long the money lasts, the balance after your chosen years and the total withdrawn.

How to use the SWP Calculator

  1. Enter the lump sum and monthly withdrawal.
  2. Enter expected return and yearly increase.
  3. Enter years to check the remaining balance.

What is a safe withdrawal?

A common rule is about 4% of the corpus per year, but it depends on returns and inflation.

This SWP Calculator is 100% free, needs no signup and runs privately in your browser – on phone, tablet or computer.

Last updated: · By NodifyTech