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Step-Up SIP Calculator

Calculate the future value of a SIP that increases every year (top-up SIP) versus a normal SIP, with a year-by-year table.

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What is the Step-Up SIP Calculator?

A step-up (top-up) SIP raises your monthly investment by a fixed percentage every year, usually in line with your salary. Enter the starting monthly amount, the yearly step-up %, the expected return and the number of years. The tool compares the final value with a flat SIP and shows a year-by-year table.

How to use the Step-Up SIP Calculator

  1. Enter monthly SIP, step-up % and years.
  2. Enter expected annual return.
  3. Compare with a normal SIP.

Are returns guaranteed?

No. Market returns vary. Use a conservative rate for planning.

This Step-Up SIP Calculator is 100% free, needs no signup and runs privately in your browser – on phone, tablet or computer.

Last updated: · By NodifyTech